銀行英語口語——Personalized Wealth Managerment 個性化理財

隨著人們生活水平的提高，人們財務急劇增長。為了迎合客戶個性化理財需求，銀行會有針對性為客戶提供個性化服務。今天我們來學習一下與個性化理財的相關知識。

銀行個性化理財服務常用英語單詞
branch n.分行，支行
manager n.經理
facility n.設備，便利
deposit n.存款，押金，保證金
interest rate 利率
encryption n.加密
requisition for payment 請求付款書
instantaneously adv. 即刻地，瞬間地


銀行個性化理財服務常用英語句子
顧客用語 
① I've been very busy recently and I’m having trouble keeping up to date with everything, so I just wondered what exact service you offer.
我最近非常忙，而且我沒法兒事事趕上潮流，所以我只是想知道你們到底提供那些服務。
② An acquaintance of mine has just told me that your bank has started a new Personal Wealth Management service.
我的一個朋友剛剛告訴我，你們銀行推出了一項新的個性化理財業務。
③ I’ll come by my local branch later this afternoon and get it set up.
我待一會兒下午就去我附近的支行去辦理這個業務。
④ I set up the Personal Wealth Management Service with you, but I'm going to be traveling overseas. I’m not quite sure what I should do.
我在你們這里辦理了個性化理財業務，但我馬上要去海外旅行。我不太清楚應該怎么辦。

職員用語 
① We have a wonderful new service which provides a wide range of banking services, 24/7, wherever you are.
我們有一項非常好的新的服務，不論您身在何處，它能提供全天候的多種多樣的理財服務。
② How would I go about applying for this service.
我如何去申請這項服務呢？
③ All you need to do is sign up at any one of our branches and you can use the service right away.
您只需要到我們的任何一個分行來簽字辦理，然后您馬上就可以使用這項服務了。
④ You can use that service wherever you are, it doesn’t matter which country you are in at the time.
不論您身在何處您都可以使用這項服務，這與您當時身在哪個國家沒有關系。
⑤ Financing Link is a value-added, and can tailored to suit your requirements.
“理財通”是一項增值服務，可以按您的要求定制服務。
⑥ We can arrange the structure to suit whatever you require.
我們可以安排存期結構以適應您的任何要求。


銀行個性化理財服務口語情景對話
A: Welcome to IBJ. Which service do you require?
B: I hope You can help me. I've been told about something called "Financing Link”? 
A: Yes, that is our Personal Wealth Management Service.
B: Could You tell me more? 
A: Of course. Financing Link is a value-added service, and can be tailored to suit your requirements.
B: So, I can choose exactly what services I require? That’s brilliant. Can I use the card if I’m overseas to withdraw my daily expenses?
A: Certainly. We can arrange the structure to suit whatever you require. That’s why this service is so popular; it's suitable for everyone because we make it that way. 
B: This is Just what I've been looking for. Sign me up right away, please.

A：歡迎光臨IBJ銀行。您需要哪項服務呢？
B：我希望你能幫我。有人告訴我一個叫“理財通”什么的。
A：是的，這是我們的個性化理財業務。
B：你能多給我介紹些嗎？
A：當然可以?！袄碡斖ā笔且豁椩鲋捣?，可以按您的要求定制服務。
B：就是說，我可以選擇我具體想要的服務？這真是太棒了。如果我在海外需要取我的日常開銷的話，可以用卡嗎？
A：當然可以。我們可以安排存期結構以適應您的任何要求。這就是我們
的這項服務大受歡迎的原因。我們特意這樣設計此服務以使其適和每個人的需要。
B：這正是我一直想要的。我要馬上辦理，拜托了。